For GC · COO · CISO

Compliance Cost of Delay.

Five inputs estimate the monthly carrying cost of waiting on a regulatory readiness project. Add up: pipeline blocked by trust-center gaps, expected-value of the open audit window, statutory penalty band weighted by likelihood, and the remediation labor you'll spend anyway.

Your inputs

Enter dollar values per month (or annualized — they're scaled either way).

Deals currently blocked by readiness gap

contracts paused, RFPs lost, procurement stuck

Average ARR per blocked deal ($K)

first-year contract value

Slip probability per blocked deal (0–100%)

how many actually walk away if you stall another quarter

Audit exposure window (months until next external audit)

use 12 if no scheduled audit

Statutory penalty band ($K, if findings stick)

use mid-of-range — GDPR/HIPAA/CCPA/SOX bands vary widely

Penalty likelihood if you wait (0–100%)

audit triggered + finding sticks + appeal fails

Monthly remediation labor (loaded $K/month)

internal staff + consultants + tooling spend you'll incur anyway

Regime severity

Monthly drag while you wait

$0K/mo

~$0K annualized

The math, openly

Pipeline drag = (deals × ARR × slip%) / window — value of deals you expect to lose, smeared across the audit window.

Penalty drag = (penalty × plike% × regime) / 12 — expected statutory penalty monetized monthly.

Remediation drag = labor — what you're already burning monthly on the open project.

Total monthly drag = pipeline + penalty + remediation. Annual figure = ×12.

Per the standing public-language guardrail: this is a readiness calculator. It does not declare your program compliant or non-compliant. Use the number as a budgeting starting point in conversations with finance and legal.